Bought this FZ09 in January, am 72 years old, its a little too sporty for me, so I bought a K1600GTL, opposite end of the spectrum. I added a Puig fly screen, a Yoshimura license bracket eliminator (tail tidy) and Kuryakn grips. The grips feel great, much beefier and more comfortable than the bicycle grips that came stock. The FZ09 was broken in correctly, moderate throttle with cool down cycles, no constant speed cruising. There are no chips, scratches, buff marks in the paint, it looks better than a new bike and much cheaper too. The title is held by Yamaha Finance (Capital One), if you are getting a loan the bank/credit union will do all the title work. If you are paying cash, you will send the money directly to Yamaha Finance and they will send you the title. You may take the bike when you pay. Check my feedback, I have sold five or six motorcycles on eBay in the last year. I am not a dealer, just a toy junkie.